Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general the law assumes the vehicle is being operated with the permission of the owner.

The mortality rates are influenced by laws that increase penalties, make revocation automatic, or focus on social hosts. Mandatory education, treatment for alcohol, and interlock devices all have little effect.

Legal Definitions

The laws that govern the legal definitions of motor vehicles are formulated and decided at the state level. The various definitions that are used in connection with national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly for administrative reasons, and do not apply to states determining their own registration classifications. The classifications of a vehicle determine if a driver needs a special licence to operate certain kinds of vehicles.

The state laws define terms like "automobile," "light trucks" and others. For instance the definition of light truck is any motor vehicle with a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This includes any vehicle or combination of vehicles that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles with wheels, which is used by people who are physically disabled and cannot walk. A moped is a motor Vehicle accident lawsuits vehicle that has no more than three wheels that come into contact with the ground. It travels at speeds of no more than 35 miles per hour.

A pedal-driven vehicle, is one that is driven by a driver who sits on top of it. A person who owns the legal title to a vehicle is referred to as the owner of the vehicle.

Traffic Laws

Typically, each state has its own set of motor vehicle laws which cover everything from the registration process to insurance requirements. These laws also address the kinds of vehicles that are covered by the law. While some of these laws are similar between states, others differ significantly. There are laws that limit how many people can be transported by pedicab. There are also laws that ban reckless driving on certain types of roads, including parking spaces.

If you break these laws, you could be punished with a fine and/or a penalty. Penalties can include getting your license suspended or being required to go to traffic school.

The law governing speed limits on roads is one of the most important laws states have. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also defines the definition of a "motor vehicle accident lawyer vehicle." This includes every description of a carriage or device that is driven by mechanical energy and used on a public highway for the transportation of persons or property or for any other commercial use. It does not include semitrailers and trailers such as coaches or house trailers, vehicles that run only on tracks or rails snowmobiles and all-terrain vehicle, motorized mobility assistance devices used by people with a disability and self-propelled hay harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is a contract that covers the insurer against financial loss caused by bodily injury or death or property damage caused by a third-party that results from the running, maintaining, ownership or the use of an insured vehicle. It can also provide protection against physical damage to the vehicle itself. It must contain the name and address the named insured as along with the coverage provided by the policy. It also contains the amount of premium paid and the time for the duration of the policy in effect, and the responsibility limits. It must also include an agreement or a statement that the insurance is provided in accordance with the coverage specified in the policy, in relation to bodily injury or property damage or death and is subject to the rules of this chapter.

Duncanville law firms typically recommend that clients review a sample motor vehicle policy in order to know the terms. One of the most frequently encountered confusions is the definition of "motor vehicle". The phrase is found in a number of statutes that govern the registration of vehicles and financial accountability laws.

Examples of coverages covered under a motor insurance policy include commercial auto insurance for cars that are used for commercial and motor vehicle Accident lawsuits business establishments or other activities, employment or jobs carried out for profit, and automobile liability insurance, which includes PIP MP,, and uninsured and underinsured coverage for drivers (UM/UIM). This kind of insurance is required by many states.

Permitted Use

It is important to know the way insurance coverage works in the event that a person other than the named insured or a family member is driving your vehicle and causes an accident. This concept is referred to as permissive usage and the specific terms of your policy may differ but generally, the majority of large car insurance companies provide this kind of coverage.

However, it is important to note that a person driving your vehicle must have your permission for you to be held liable for any damage. Permission can be given in writing or implied, and it is not required to be written down.

In determining whether there is implied permission, courts look at the relationship between the parties, their previous conduct and usage of the vehicle; and the circumstances surrounding the specific driving event. A court will also consider whether any restrictions were placed on the permissive usage and if any minor deviations from the time, place and usage limitations of an initial permission would violate of these restrictions.

Be aware that adding the driver to your auto insurance policy is likely to increase your premium, as the vehicle becomes more risky to cover. Therefore, you must be aware of your options before giving your vehicle over to others. Contact Jerry for a no-cost insurance quote and to discuss the terms of your policy.